Tag: Personal Finance
What Are Zero Forex Markup Cards?
As international travel soars, savvy globetrotters can now save big with zero forex markup cards like Fi, Jupiter, and NiyoGlobal. These cards eliminate sneaky fees, providing real interbank rates and transparent transactions. Beyond cost savings, enjoy seamless global spending, additional perks like airport lounge access, and clarity in budget management. However, watch out for potential…
Choosing Your Investment Route: SIP vs. Lump Sum – Key Considerations
Investors often think that SIP is a product for investment, but they are confused between SIP and mutual funds. SIP is, in fact, a mode of investment in which one can invest in a mutual fund or any other investment products. So, first, let us discuss the modes of investment. SYSTEMATIC INVESTMENT PLAN (SIP) It is…
This Stock Allows You To Invest In All Tata Companies At Once!
The Tata Group is the biggest conglomerate in India with a market capitalization above $300 Billion. It is not only the largest business house in India, but probably the one which carries the highest trust of its shareholders and customers. TATAs have built a strong history of delivering great returns to its stakeholders and buidling…
The Heating Effect of Inflation
Inflation is a general price level of an economy over a period of time. Due to the rise in general price, each unit of currency buys lesser goods and services. So, inflation indicates the loss of purchasing power of the consumer. Due to an increase in price, you will buy lesser goods and services at…
NeoBank: Banking for the Millennials
With the growing workforce of millennials and young adults along with the rise of FinTech (financial technology) platforms, banking has begun to revolutionize. Thanks to Neobanking, there is a growing interest among younger people to avail banking services without the traditional banking system.
Payments Bank: Banking Services for Masses
A bank’s services is known to everybody: it accepts deposits from savers and grants loans to people and businesses. Opening a bank account can be tedious as going through the documentation process could take time. To reduce this time along with spreading and increasing the knowledge of financial services and digital payments, RBI initiated the…
Should I Invest In Real Estate or Stock Market?
In India, when a young person begins his working life, the first wish he/she tends to fulfil is to either own a house or invest in it. That’s very mainstream because from many years, a property tends to carry an emotional value along with it. But with financial literacy pacing up amongst youngsters, they tend…
Sources of Financial Information
Gathering information is very necessary before starting research in any field. The information should not only be authentic but also unbiased. With the slightest of error, all calculations made for a future prediction would go wrong.Based on what I have found to be authentic and reliable, here are few websites that I would recommend to…
Stock Picks for Long Term Investment #1
Here is the list of my stocks for Investment. Disclaimer: The author of this article is not a SEBI registered analyst. Investment advices are based on personal opinion and research. The author or blog is not responsible for any profit/ loss made by the reader or any other potential viewer of the blog. #1 CRISIL…
How Safe Is Your Money With Mutual Funds?
Mutual Fund Investments are subject to market risk, please read all scheme related documents carefully before investing. Every mutual fund ad Imagine,You have Rs. 1,00,000 ready-to-invest with you but you are not aware of investment avenues available. Having no knowledge about them nor having a Financial advisor along, you decide to invest in some mutual…
Top 5 Mutual Funds That Will Balance Your Portfolio of Rs 1 Lakh
Total Amount: Rs 1,00,00.00 Mutual Funds:1) UTI Nifty Index Fund – Direct Plan – Growth (15%)2) Axis Long Term Equity Fund – Growth (15%)3) DSP Arbitrage Fund – Direct Plan – Growth (20%)4) Canara Robeco Bluechip Equity Fund – Regular Plan – Growth (10%)5) DSP Banking & PSU Debt Fund – Regular Plan – Growth…
At The Age Of 20, Where Should I Invest ₹10,000?
Investing has its own risks. For a beginner, one might look at the stock markets in search of better returns. Going for 100% equity stocks would be okay. However, you can reduce your risk by investing in a disciplined manner. What is the Disciplined Way of Investing? This means that you have planned in what…
