Author: Ayush Bangera
At The Age Of 20, Where Should I Invest ₹10,000?
Investing has its own risks. For a beginner, one might look at the stock markets in search of better returns. Going for 100% equity stocks would be okay. However, you can reduce your risk by investing in a disciplined manner. What is the Disciplined Way of Investing? This means that you have planned in what…
How To Make Financial Investment Decisions?
Ever thought about this? To become Financially Independent, you must first need to make correct Financial Investment Decisions. Here are some points to remember before making any financial investment decision: 1. Historical returns of asset 2. Sustainability of the asset in the market. 3. Capital Gains 4. Rate of return. For beginners and non finance…
REASONS WHY D’MART PRODUCTS ARE SO CHEAP!
Introduction The supermarket chain of DMart stores is owned and operated by Avenue Supermarts Ltd. Started from its first store in Powai in 2002, DMart today has 214 stores across Maharashtra, Gujrat, Karnataka, Andhra Pradesh and many more states. DMart was founded by Mr. Radhakishan Damani. About DMart’s Founder Mr. Radhakishan Damani is an ace…
How Millennials can start with their FIRST INVESTMENT!
As more people are gaining exposure about investing into capital markets, more attention is being paid on how to start their first investment. Most of them include millennials. Youngsters who have their savings and want to invest it. Some want to be aggressive investors while others want to be conservative. Risk factor differs for every…
The Art Of Investing
Don’t invest in share market. You will lose all your money. It’s like gambling. Avoid it. Basic Average Indian Household Mentality You might have heard a lot of statements like the one mentioned above. Ever realized why people say so? Reason is: People listen to stories of others, both good and bad ones. But what…
Trends of a Stock
Trends play an important role to analyse a stock for buying or selling. These trends help us to identify on which track has the stock been in. Trends can help both investors and traders in deciding whether to buy or sell a stock. The three types of trends are as follows:1) Uptrend2) Downtrend3) Sideways Trend…
What is an Exchange Traded Fund (ETF)?
An Exchange Traded Fund (ETF) is a type of security that contains a portfolio of securities(such as stocks or bonds). This collection of securities acts as the underlying asset for the ETF. They are just like Mutual Funds. However, unlike Mutual Funds, ETFs are traded on stock exchange just like any normal stock. ETFs trade…
7 Income Generating Assets
Assets are the resources that have economic value attached to them. Personal assets include houses, automobiles, jewellery, antiques and many other things with monetary value. Some assets grow in value and some generate regular income. Here are 7 regular income generating assets: 1) Real EstateThe most traditional asset for generating regular income. Get a piece…
Example of a Wealth Management Plan
This was prepared by me for a class project! Basic Details:Name: S S NaikProfession: Engineer (Non Finance)Age: 47 YearsMonthly Income: Rs 1,00,000 + 10% increment per yearAge of Retirement: 60 yrs Life Expectancy: 15yrs after retirementFamily: Housewife, Son-20yrs, Daughter- 18YearsHealth Related Information (of the head of the family): Used to Smoke Casual Drinking Non Vegetarian…
Covid-19: The Effect on an Economy
IntroductionAs the world feared Covid-19 effect since December 2019, India has been on front foot in terms of predicting the impact of epidemic and protecting its citizens. Every precaution was taken by authorities to curb the spread that started from China and affected the world, especially the Western Countries. Indian impact was delayed as compared…
Short Selling
The two simplest trading/investment strategies are: Buying Long and Short Selling Buying long is simple, you buy shares and expect the price to go up in a day(while trading) or over a period of time (for investments). But, people often tend to get confused with the concept for Short Selling (or Short). This is because,…
The Relation between Depreciating Rupee and Indian IT stocks
Ever noticed, when Indian Rupee depreciates against US Dollar, all sector stocks are affected negatively. Some, even go red on the stock exchange. But one sector happily enters into the positive area. Guess which one?The IT Sector. The top five companies of IT sector (by index weightage) are Infosys, TCS, Tech Mahindra, HCL Tech and…
